Chicago Real Estate

I was walking Bowie(our business’ mascot and my do) who I often bring to work with me and she stumbled upon some buzzing … I admit I was reading the trib for free on my iphone (why they give it all away I’m not sure) and I looked up and wow… she had beez all over her.
It seems she led me past the “Caution Bees At Work ” sign.. at 21st and Sangamon…
How cool .. I drove by and didn’t realize they were actually raising bees here. Well it turns out that Pilsen resident Donna Oppolo has beed raising beees for five years and started her own club called the Pilsen Beekeepers Association. There are a few colonies in Pilsen from what I read about her and one is one the top of Simone’s nightclub (sweet beer) at 18th / carpenter and the other is at this location at Sangamon. This grup meets at the formerly Pilen Cafe building by Nightwood on 21st and Halsted right up the block form us… if your into them check them out online.

If you are looking to buy or sell in Pilsen.. .well… you couldn’t talk to anyone more qualified, statistically than myself. I have been the top selling agent in the lower west side in the last 7 years… and understand the subtle issues of the challenging market right now.

So if your looking for a Broker.. a real pro… who’s personally closed 90 million.. and if you want someone who is born and raised here and personally and has a opinion and will lay it out for you and not be a pushover? We should interview each other.

Send me an e-mail at myrealtorphil@gmail.com. I will contact you for a free consultation. When we talk, I will explain how the buying and/or selling process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (312) 953-6725.

If your a short seller or know anyone in that position.. please hook us up.. I’m good at that too. Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Click here to request a copy.

Thanks for reading this, I love what I do and hope to serve you too… Phil Buoscio.

Phil is a Real Estate Agent at Better Living Realty – Buoscio Brokerage, I

Phil Buoscio, is a broker with Better Living Realty he leads the sales team “Phil Buoscio Team” and specializes in short sales in Chicago Illinois. Chicago Loan Modification Help can be referred to you. We don’t do loan modifications ourselves but we work with those who do.
We know Chicago Short Sales. I am a Chicago Short Sale Realtor. Chicagoland Short Sale Realtor. Chicago IL Short Sales. Chicago Realtor. We do business in Pilsen. McKinley Park. Bridgeport. Wicker Park. West Town. Ukranian Village. Lincoln Park. Near North. River North. East Village. Logan Square. Uptown. Edison Park. Portage Park. Hermosa. Lincoln Park, South Loop, West Loop. Bronzeville. Hyde Park. Kenwood. Oak Park. Brookfield. Cicero. Berwyn. Evanston. LaGrange. LaGrange Park. Riverside. We sell condos, single family homes, lots, land, multi units, two flats, three flats, etc.

If you look at the online town hall you will see that 2nd ward Alderman Fioretti is angling for a Mayoral run? All the power to him I think. He’s a thinker and a guy of action. I’m intrigued with him. And I have to say that I’m a little jealous of the 2nd ward residents.. they have a independent minded leader..

If you want to see his online town hall…click here he will keep it online until he’s out of office… ouch… that takes guts.. .what if he messes up…

Chicago IL – I know a guy that wiped out 300k in mortgage debt. I’ll call him Tom. The name and some of the details have been changed to protect his privacy. Tom owed a lot of money on his house. He owed 600k on a first mortgage and then another 300k on a second mortgage.

<a href=”http://stopchicagoforeclosure.info/Short_Sale.html”>Discover how other sellers successfully did a short sale and request a free consultation by clicking here.</a>

Tom’s income dropped dramatically. He almost lost his home. He finally got a new job and was able to pay the first mortgage payment. Because they were closer to foreclosing, he found a way to pay them. But, he didn’t have enough money to pay the second mortgage.

So Tom didn’t pay the second mortgage. He was doing everything he could to save his home. The second mortgage called Tom a lot. “If you don’t pay us, then we will file for foreclosure”, they would say. <strong>Twelve months went by and no one filed for foreclosure.</strong>

Tom was quite surprised. “I had no idea when the sheriff was going to come out and kick us out”, Tom told me. We told him that most second mortgages never file for foreclosure. (Here is why they hardly ever do. In a foreclosure, the first mortgage gets paid off before the second mortgage gets a dime.)

In Tom’s case, his home’s value had dropped below the 600k he owed to his first mortgage. This meant that if the second mortgage did foreclose, then they would only lose more money. That is not a winning business proposition.

We also told Tom that he could probably settle with his second mortgage for five to ten cents on the dollar. That means he can eventually settle for $10,000 to $20,000. We first talked to him over a year ago.

Today, Tom still hasn’t made a single payment on his second mortgage. He has caught up all the payments on his first mortgage. In addition, he has been able to get back on his feet financially. <strong>He expects that he will settle with the second mortgage in a year or two.</strong> The first priority is getting all his other finances completely in order.

This story illustrates that you are not doomed. Many people owe more than their home is worth. They are able to short sale and get rid of the debt. Or, they can use creative strategies to reduce the level of debt. <strong>You can get your finances back in order with a little work and time.</strong>

Do you want to short sale your property and never pay the bank another penny? I can help you do that. Call me at (312) 953-6725 for a free consultation. When you call, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can e-mail me at <a href=”mailto:myrealtorphil@gmail.com”>myrealtorphil@gmail.com</a>.

Discover how other sellers successfully completed a short sale and request a free consultation by <a href=”http://stopchicagoforeclosure.info/Short_Sale.html”>clicking here</a>.

Thinking about a loan modification? Our Chicago Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. <a href=”http://stopchicagoforeclosure.info/Loan_Modification_Secrets.html”>Click here to request a copy.</a>

Thanks for reading this, Phil Buoscio.

Phil is a Real Estate Agent at Better Living Realty – Buoscio Brokerage, Inc..

Phone: (312) 953-6725. <a href=”mailto:myrealtorphil@gmail.com”>myrealtorphil@gmail.com</a>.

View My homes for sale at <a href=”http://”></a>.

Phil Buoscio specializes in short sales in Chicago Illinois. Chicago Loan Modification Help can be referred to you. Chicago Short Sales. Chicago Short Sale Realtor. Chicagoland Short Sale Realtor. Chicago IL Short Sales. Chicago Realtor. Pilsen. McKinley Park. Bridgeport. Wicker Park. West Town. Ukranian Village. Lincoln Park. Logan Square.

Copyright 2010 SFI Marketing Institute, LLC. All Rights Reserved.

I personally oppose a Costco coming to 14th and Ashland. It will provide jobs but it will take away entrepreneurial businesses. The 16 acre tract of vacant land within the IL Medical District

Costco Is Coming To Pilsen To Suck Your Store Fronts Vacant!!

initially was being considered for a 12th district police station and now it’s going to be a business killer site of a HUGE Costco! If you live in Pilsen you can still call you Alderman Danny Solis and or/ email him and tell him to try to stop this damaging move. Merchants from the community cannot compete with these megastores’ and I believe we will see store vacancy rates on Cermak and Damen drop in the next five years… and property owners will suffer.

We just launched a blog strictly dedicated anything short sale related www.chicago-shortsaleblog.com The site will offer loads of knowledge and details about the whole short sale process.  There will be personal stories regarding short sales our office handles, articles explaining the basic principles behind short sales and even stories from other brokerages and agent across the Country.  Given current economic conditions, we feel that shorts sales are already a major force in the real estate market.  Now you have a Team you can trust that works on short sales daily and knows how to get your deals closed.  So if you or anyone you know are having trouble hanging onto a property, give us a call or at least visit our new blog www.chicago-shortsaleblog.com and get educated on short sales.  Considering distressed sales (foreclosures and short sales) are probably going to make up the majority of what closes in the next 2 years, you need to be in the know, whether buyer or selling.  So visit www.chicago-shortsaleblog.com often, as we will be making new postings every day.

What if you could pick up the phone, call you Alderman/woman and influence them to move 872,000 cars from the streets of Chicago?

What if you could help stop 41 deaths a year in Chicago from air pollution?  What if you could help 18,000 cases of Asthma be relieved in Chicago?  What if you could help stop two of the largest single carbon monoxide pollution sources in Chicago by lobbying your Alderman?  Those of you on the North Side may not know that the power plants at Fisk and Crawford are polluting your air.  Your bad days of breathing, well, just blame the plants in Pilsen and Little Village.  If you have asthma, all of a sudden, thank Midwest Generation.  These plants are from 1914 and are not anywhere near the state of the art technology.  They are old, dirty coal burners dumping fine particulates all over our city that can immediately enter your blood stream they are so small.  They are smog producers and climate warmers.  There is both a health issue here and a climate warming issue.  And intertwined is an environmental justice issue.

If these plants were located in Wicker Park do you think they would still be open?  I think not.

Well this is your time.  The Chicago Clean Power Ordinance is before the city council and it’s growing in support and we must continue the momentum.  Call your Alderman, because chances are out of the 13 that have signed on as of July 21st, yours is one of the 37 who have not signed on.

If your Alderman is one of the “bad” ones like Dick Mell, Aldreman Solis or Munoz call them and ask them, How can you be on the wrong side of history and environmental justice on this one?

My office is literally 5 blocks east of Fisk station at 2202 S. Halsted.  I was diagnosed with Asthma this year.  I carry my trusty inhaler with me.  I honestly believe that my eight years in Pilsen have caught up with me.  The environmental injustice this community is treated with, has now impacted me directly.

I don’t know how Alderman Solis can have a clear conscience, not being a leader out-front on this issue.

Now I can understand Dick Mell, the rules committee chair who is sitting on this ordinance.  Or Ed Burke, who is likley upset that he didn’t get to sponsor this one like the one that went down in flames in 2002.  But how can you rationalize Alderman Solis’ opposition?  He lives here.  His family does.  His friends.  His community inhales this pollution first, they are the closest to it. And they have a lower median income than most other communities, which means he should be working that much harder to make sure they have a healthy environment and not a dirtier one.

Fisk and Crawford  coal power plants are two of eleven in the state.  What’s amazing is that these two coal power plants are the closest to this large of a population!

Other cities have built them farther away.  Others have closed them.  Not only are these two plants still operating, they  are completely outdated!

How they have been allowed to continue to dump their pollution on Pilsen, Bridgeport, McKinley park is a secret I would like to know.

Let’s try and put some daylight on that.  Could it be that Charlie Parnell, Midwest Generations lobbyist who is a co-host for Alderman Solis’ (25th ward Alderman) upcoming fundraiser, has gotten Alderman Solis and other Alderman like him so much money that they have just lost their minds?  Could it be that community groups like the Resurrection Project who rely on the Alderman to give/get them free city land to build affordable units on doesn’t want to upset the hand that feeds them?  How does the Resurrection project cry foul about “gentrification” and not about the single largest pollution source in their community!  They are not signed onto this ordinance as sponsors.  This is a group of churches and community leaders in Pilsen.  This is not right.  Someone needs to put some daylight on the connection between where the Resurrection project gets its funding/support and why they are not supporting the Fisk stations regulation and closure.

I know Alderman Solis.  I like him personally, so much so that I supported him in his last election and think he’s a thinker not a order taker.  He has been involved with UNO (which by the way what’s their position on the Clean Power Ordinance).  But you would think that driving around Pilsen each day the Alderman goes down Cermak and eyeballs those smokestacks and is concerned that the asthma rates are so high here.  You would think he has those 50,000 lungs on his mind under the age of 15 that live within a mile of this plant!

You would think that he would balance that 41 deaths a year that are caused by the power plants surrounding his community and might outweigh the 180 jobs that will be lost if these plants close (Midwest threatens this if they have to update the plants).

It’s not an April fools joke — jobs improved. I think we’ve hit bottom in the job decline… With the exception of maybe oneore bump down in June or July. But it can’t get much worse. Good thing Chicagos economy is diverse or it could be worse – like Rockford 18 percent unemployment ( the worst in the state).

The unemployment rate in the Chicago metropolitan area slipped to 11.3 percent in February from 11.6 percent in January, the Illinois Department of Security said Thursday.

Nationally, the unemployment rate stood at 9.7 percent in February.

January’s rate was the highest for the Chicago metro area in 27 years. So this hoefully was the Bottom.

Now for the bad news:
The bad news might be coming: Illinois employers announced 10,329 job cuts in March- this is several tines more than February. This was largely — due largely to school job cuts, according to a report by Chicago-based Challenger, Gray.

4 local Chicago news blogs to keep an eye on… Each have built their base largely on highlighting local news for Chicagoans. Whatever neighborhood your digging unto check em out.

Gapers Block,
Chicagoist,
the Beachwood Reporter,
the Windy Citizen,

Everyblock

ChicagoNow

Huffington Post Chicago

ACT NOW TO GET YOUR CREDITS! If you haven’t started looking you want to get into serious search mode now. – Bob Adolfson

The end is nearing for the first-time homebuyer tax credit. In order to qualify, homebuyers must close on or before midnight on November 30 of this year to qualify for the tax credit.
The National Association of REALTORS® estimates close to two million first-time buyers will have taken advantage of the $8,000 tax credit this year, stimulating an additional 350,000 home sales.
Qualified Illinois first-time homebuyers have a double advantage utilizing the tax credit with the Illinois Housing Development Authority’s new Illinois Home Start Loan program.
The Home Start program offers a 30-year fixed rate amortized loan insured by the Federal Housing Administration (FHA) along with a zero-interest, short-term advance loan of up to $6,000 to use towards a down payment on their home purchase and to be paid back when they earn their tax credit in 2010. – Bob Adofson